Miscellaneous Fees and Charges

Effective 1/2/2017

Effective 11/1/2017, HomeTown Bank will no longer offer Money Orders. 

Cashier's Checks
Customer $5.00
Safe Deposit Box Annual Fees
($5.00 discount for seniors 55 and over)
3 x 5 $25.00
5 x 5 $30.00
3 x 10 $35.00
5 x 10 $60.00
10 x 10 $85.00
Customer Service Fees
Insufficient Funds $30.00
Stop Payment per item $30.00
Returned Deposited Item  per item $5.00
Account Printout $5.00
Telephone Transfer $5.00
Account Closed within 30 Days $30.00
Account Closed within 60 Days $20.00
Wire Transfer - Customer Only
Outgoing $25.00
Incoming $5.00
International $65.00
Other Fees
Locked Bags $25.00
Zipper Bags $5.00
Collections - Customer Only
Outgoing - Per Collection Letter $20.00
Collections Incoming Per Item $20.00
Research Fees
Levies, Subpoenas, Garnishments, Summons and Restraining Orders Per Hour $30.00 Plus Legal Fees
Printing Costs Per Page $1.00
Customer Research Per Hour $30.00
Loan Collection Note
Set Up Fee $50.00
Monthly Fee $10.00
Additional Fee for Issuing a Cashier's Check $5.00
Additional Disbursement $3.00
Regulation Monitoring Fee  
Government regulation requires the bank to monitor transactions of certain business classifications. The following is the fee for completing this ongoing monitoring:
Money Service Businesses Per Month $1,000
Close to being Money Service Businesses Per Month $500
Deposit of Canadian Items -Requires special handling by the Federal Reserve Bank
Per Canadian Item Per Item $21.00
(Current cost from FRB)